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You may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While these cards often come with some restrictions, responsible use of…

If you’ve ever thought of using your credit card for a down payment of any kind, think again. It’s not a great idea to use a credit card for a down payment on items such as cars, or large appliances.…